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Chris Guillebeau is a guru of non-conformity, world-wide travel and an advocate for what he calls a“side hustle” or a small businesses.  He captures his advice in his book, Side Hustle: From Idea to Income in 27 Days. His suggestions mirror the same advice I give in my book.  I […]

Once again,a new year has rolled around. It is time to make plans. Personally, I don’t believe in New Year’s resolutions.  Everybody knows they don’t work.  According to a 2015 article in US News, 80% of New Year’s resolutions fail by the first week in February. So why bother? Instead […]

Getting out of debt is one New Year’s resolution I can support.  Getting out of debt is a plan to change your circumstances by taking control of something that is entirely within your control. Go for it! If the idea of tackling your debt appeal to you, here is a […]

Take Charge of Your Circumstances When you have completed step one in this process, you may find you are spending a sizable proportion of your monthly income on your credit card debt. If this is the case, your first step should be to change that reality by lowering the amount […]